To burn belly fat you have to use burn fat exercise. What this means is that you will have to use aerobics and resistance training on a regular basis. This is the most realistic way to create a flat stomach.
The reason for this is simple:
Using cardio training helps you to burn the most total calories during the workout. And you can choose which approach to use depending on the time you have on a daily basis for this physical activity.
For example if you have 30 minutes you can use high intensity exercises, and even think about HIIT (high intensity interval training).
But, if you have more time you can choose an easier approach like walking outside or on a treadmill for 60-90 minutes and burn the same amounts of calories during your workout.
Read my fat burning facts article to understand how our bodies use body fat as an energy source.
To burn off belly fat using fat-burning exercises the most important thing is to make sure that you can sustain this approach in the long run.
If you try to force yourself to use high intensity exercise in the beginning of your weight loss program you might simply give up because it is very exhausting and demanding.
Using weight training is also a fat burn exercise and can help you to burn belly fat. But this is accomplished through an indirect mechanism.
By using resistance training you maintain your muscle during the weight lossphase of your program and this helps to keep your metabolism elevated.
You can start with simple exercises at home if you want, and work your way up when you are ready. This should be used by both men and women, and the approach is the same. The only difference is the actual weight that you use to work out with.
Without using cardio training and weight training it will be very difficult to create a flat stomach, and almost impossible to maintain it after your reach your goal.
This is why I recommend to take very simple steps in the direction of your health goals and design a weight loss program that can be sustained for life.